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If, for instance, you prefer to pay for groceries and transport on a credit card, or you don't have direct debits set up for your household bills, then a different account may be a better fit for you. AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. Shawbrook Bank launches top cash Isas while there's also a new leading easy-access and fixed-rate deal The new bank account is effectively replacing Santander's 1|2|3 Lite current account, which has been removed from sale today. We explain the rules on savings compensation, updated as they change, and how to keep your money safe

All you need to do is sign up for Santander Boosts through your Mobile Banking app or in Online Banking and then you’ll be able to choose the offers you like and earn rewards with your favourite retailers. That means any earnings over these amounts will be taxed at 20% and 40% respectively. Plus the PSA is only on earnings before the fee.The account also offers free use of Santander ATMs overseas, fee-free international and UK CHAPS transfers, access to its in-app budgeting tools and Santander Boosts – its retailer offers scheme which just launched last week. How good is Santander Edge? Both the Santander Edge current account and the Santander Edge Saver can be opened online or in branch. The Santander Edge Saver is an easy access account, with customers able to deposit as often as they like, as well as withdrawing their funds without any fees or restrictions. I’ve also split the analysis to show how this builds if you are able to open up additional Edge Savers by having a joint Edge current account, or a mix of personal and joint accounts.

There will be no impact on the popular 1|2|3 Current Account or any other Santander current account. EV on-street public charging costs have jumped by as much as 24% despite falling energy costs - here's why

How to invest for a Labour government: Analysts eye biggest potential winning and losing shares if Starmer became PM It can be opened directly or via CASS (Current Account Switch Service) to move a non-Santander account to the bank. You can have both a Lite and an Edge account if you so wish. Morale is at an all-time low': What posties across Britain REALLY think of Royal Mail… and why you're waiting weeks for post