Mom's House, Dad's House: A Complete Guide for Parents Who are Separated, Divorced, or Remarried

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With JBSP mortgages, the parent and child will both be named on the mortgage. But only the child will be named on the property’s deeds. This means the stamp duty surchargecan be avoided. Parenting apart means setting up your own House Rules and settling into your own style. This can be liberating, especially if you felt the other parent used to look over your shoulder too much. More than one parent, often the father, has reported that he is enjoying his children more and feeling a rapport and depth of feeling for them that had escaped him earlier. Children in divorced families often grow more realistic about the relationship between caring and sharing, about how things get done in the grownup world. When children help cook meals, do the laundry, clean the house, shop, and eat the meal they helped prepare, they know what their work accomplished. A sense of mastery and increased self-confidence can grow. Children such as these seem to be more independent at an earlier age than are children from families that have never faced adversity or reorganization.

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Rent or defer 

if the property is registered to a sole owner, you need to get probate before the property can be sold;

Parents provide the child the environment, support, and love to develop normally — physically, emotionally, and spiritually.If your sister wasn’t able to repay/fully repay the local authority before she bought the property from your gran, then the DPA would remain and your gran would be required to repay the debt once the sale had taken place. You need to make your child aware of whether you are making a gift, a loan (with or without interest) or an investment. It might be an awkward conversation, but it will make things much easier in the long run. 5. Communicate You mentioned that you have Power of Attorney already, so assuming this is a Lasting one for Property and Financial Affairs, that should allow you to set up a DPA (or sell the house if you decide to do that anyway) so long as you are acting in your mum’s best interests. The Money Advice Service has useful information about the different options for self-funders: https://www.moneyadviceservice.org.uk/en/articles/self-funding-your-lon…